−£22k
vs Nov 2024Active13036170Private limited companyHarrow
SPENDWISE FINANCIALS LTD
Significant control: Sandip Joshi (25–50%), Amee Joshi (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Spendwise Financials Ltd sell?
Registered activity: Residents property management (SIC 98000). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
SPENDWISE FINANCIALS LTD is an active private limited company (company number 13036170) incorporated on 23 November 2020, registered in Harrow. Its registered activity is residents property management (SIC 98000). Latest micro accounts cover the period ending 30 November 2025, showing net assets of −£22k, with 0 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 105% on the prior period (−£11k). Across the last 3 periods on record the net-asset trend is falling.
Peer position · net assets
By net assets it sits in the bottom quarter of 11,897 comparable companies in Greater London (median £11, upper quartile £2,859).
02
Ownership and control
- Mr Sandip Joshi
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
- can appoint or remove directors
- can appoint or remove directors
- Mrs Amee Joshi
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
- can appoint or remove directors
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 23 November 20205 yrs ago
- Next accounts due
- 30 August 2027in 309 days
- Confirmation statement due
- 7 December 2026in 43 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 98000
- Residents property management
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
0
vs Nov 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2025 | −£22k | — | — | — | — | — | 0 |
| 30 November 2024 | −£11k | — | — | — | — | — | 0 |
| 30 November 2023 | £1 | — | — | — | — | — | 0 |
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets below zeroNet assets £-21,894 at 30 November 2025
- Net assets down 25% or more on the prior period-105.1% vs prior period
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 23 November 2020
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 309 days
- Confirmation statement duein 43 days
- Accounts period endNet liabilities £22k · micro accounts
- Accounts period endNet liabilities £11k · micro accounts
- Accounts period endNet assets £1 · micro accounts
- Incorporated
08
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- EMBASSY COURT (EALING) RTM COMPANY LIMITEDHarrow · inc. Nov 2020
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- COMPASS CLOSE RTM COMPANY LTDEdgware · inc. Nov 2020
- GARDEN CLOSE 1 RTM COMPANY LIMITEDUxbridge · inc. Nov 2020
- BEESTON QUARTER APARTMENTS (BEESTON) MANAGEMENT COMPANY LIMITEDHoddesdon · inc. Nov 2020
- KHM PROPERTY LTDWoodford Green · inc. Nov 2020
All companies incorporated on 23 November 2020 · in Nov 2020.
09
Reminders for SPENDWISE FINANCIALS LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.