£12k
vs Dec 2023Active13051867Private limited companyColchester
MICHAELS FINANCIAL LTD
Significant control: Michael John Rayner (25–50%), Michael Christopher Simpson (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Michaels Financial Ltd sell?
Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
MICHAELS FINANCIAL LTD is an active private limited company (company number 13051867) incorporated on 30 November 2020, registered in Colchester. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 December 2024, showing net assets of £12k and cash of £11k, with 5 employees on average. Net assets rose 266% on the prior period (−£7,007).
Peer position · net assets
By net assets it sits in the upper half of 638 comparable companies in Essex (median £8,016, upper quartile £62k).
02
Ownership and control
- Mr Michael John Rayner
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
- Mr Michael Christopher Simpson
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
- Mr Mark Nicholas Everard
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 30 November 20205 yrs ago
- Next accounts due
- 30 September 202629 days overdue
- Confirmation statement due
- 14 December 2026in 46 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£11k
+462%vs Dec 2023Not reported
5
No changevs Dec 2023| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2024 | £12k | £11k | £19k | — | — | — | 5 |
| 31 December 2023 | −£7,007 | £1,952 | £0 | — | — | — | 5 |
Cash per employee£2,195Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £11,647 at 31 December 2024
- Net assets up 10% or more on the prior period+266.2% vs prior period
- Incorporated five or more years agoIncorporated 30 November 2020
- Accounts past their due dateDue 30 September 2026
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 46 days
- Next accounts due29 days overdue
- Accounts period endNet assets £12k · small accounts
- Accounts period endNet liabilities £7,007 · small accounts
- Incorporated
08
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- WELCOME MORTGAGES LIMITEDBasildon · inc. Nov 2020
- BUD FUNDING LIMITEDBasildon · inc. Nov 2020
- RUNNYMEDE WEALTH MANAGEMENT LTDCanvey Island · inc. Oct 2020
All companies incorporated on 30 November 2020 · in Nov 2020.
09
Reminders for MICHAELS FINANCIAL LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.