£221
−89%vs Jul 2024Active13533995Private limited companySwindon
MORTGAGES KEPT SIMPLE LTD
Significant control: Janet Elizabeth Hardy-Baker (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Activities of insurance agents and brokers (SIC 66220). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
MORTGAGES KEPT SIMPLE LTD is an active private limited company (company number 13533995) incorporated on 27 July 2021, registered in Swindon. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest small accounts cover the period ending 31 July 2025, showing net assets of £221 and cash of £1,590, with 1 employee on average. Net assets fell 89% on the prior period (£2,007).
Peer position · net assets
By net assets it sits in the lower half of 676 comparable companies in Other (median £17k, upper quartile £76k).
02
Ownership and control
- Mrs Janet Elizabeth Hardy-Baker
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 27 July 20215 yrs ago
- Next accounts due
- 30 April 2027in 188 days
- Confirmation statement due
- 10 August 2027in 290 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 66220
- Activities of insurance agents and brokers
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£1,590
−33%vs Jul 2024Not reported
1
No changevs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | £221 | £1,590 | £1,171 | — | — | — | 1 |
| 31 July 2024 | £2,007 | £2,372 | £0 | — | — | — | 1 |
Cash per employee£1,590Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £221 at 31 July 2025
- Net assets down 25% or more on the prior period-89.0% vs prior period
- Incorporated five or more years agoIncorporated 27 July 2021
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 290 days
- Next accounts duein 188 days
- Accounts period endNet assets £221 · small accounts
- Accounts period endNet assets £2,007 · small accounts
- Incorporated
08
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- G3 MORTGAGES LIMITEDSt. Neots · inc. Jun 2021
- EASTERBROOK RESTORATION SERVICES LTDWiltshire · inc. Sept 2021
- RADICAL RISK MANAGEMENT LIMITEDBeccles · inc. Jun 2021
- HIB GROUP LTDWymondham · inc. Jun 2021
All companies incorporated on 27 July 2021 · in Jul 2021.
09
Reminders for MORTGAGES KEPT SIMPLE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.