£17k
+42%vs Jul 2024Active14213733Private limited companyCardiff
SPENCE FINANCIAL LTD
Significant control: Matthew Oliver Spence (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
Coming soon · product and service lists
What does Spence Financial Ltd sell?
Registered activity: Activities auxiliary to financial intermediation n.e.c. (SIC 66190). We’re building product and service lists for UK companies. Get this one when it’s ready.
One email, only about this. If we don’t launch within 60 days we’ll tell you. Privacy
01
Summary
SPENCE FINANCIAL LTD is an active private limited company (company number 14213733) incorporated on 4 July 2022, registered in Cardiff. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest micro accounts cover the period ending 31 July 2025, showing net assets of £17k, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 42% on the prior period (£12k).
Peer position · net assets
By net assets it sits in the upper half of 99 comparable companies in Cardiff (median £3,731, upper quartile £55k).
02
Ownership and control
- Mr Matthew Oliver Spence
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 4 July 20224 yrs ago
- Next accounts due
- 30 April 2027in 188 days
- Confirmation statement due
- 18 July 2027in 267 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 66190
- Activities auxiliary to financial intermediation n.e.c.
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
1
No changevs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | £17k | — | — | — | — | — | 1 |
| 31 July 2024 | £12k | — | — | — | — | — | 1 |
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets above zeroNet assets £17,135 at 31 July 2025
- Net assets up 10% or more on the prior period+42.3% vs prior period
- Incorporated two to five years agoIncorporated 4 July 2022
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 267 days
- Next accounts duein 188 days
- Accounts period endNet assets £17k · micro accounts
- Accounts period endNet assets £12k · micro accounts
- Incorporated
08
Similar companies in Cardiff
- SCIDATARR LTDCardiff · inc. Apr 2022
- E&J TRUSTEES LIMITEDCardiff · inc. Mar 2022
- ICON ROMANIA LTDCardiff · inc. Feb 2022
- CC MORTGAGES LIMITEDChepstow · inc. Dec 2021
- NASH PROPERTY FINANCE LTDPorthcawl · inc. Feb 2023
- THOMAS CARROLL LIMITEDCaerphilly · inc. Oct 2021
All companies incorporated on 4 July 2022 · in Jul 2022.
09
Reminders for SPENCE FINANCIAL LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.