£82k
+332%vs Sept 2024Active15177641Private limited companyLiverpool
FACTOR FINANCIAL PLANNING LIMITED
Significant control: Samuel Cover Richards (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
FACTOR FINANCIAL PLANNING LIMITED is an active private limited company (company number 15177641) incorporated on 30 September 2023, registered in Liverpool. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 October 2025, showing net assets of £82k and cash of £174k, with 2 employees on average. Net assets rose 332% on the prior period (£19k).
Peer position · net assets
By net assets it sits in the upper half of 353 comparable companies in Liverpool (median £15k, upper quartile £98k).
02
Ownership and control
- Mr Samuel Cover Richards
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 30 September 20233 yrs ago
- Next accounts due
- 31 July 2027in 278 days
- Confirmation statement due
- 14 October 2027in 353 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£174k
+479%vs Sept 2024Not reported
2
No changevs Sept 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 October 2025 | £82k | £174k | £100 | £95k | — | — | 2 |
| 30 September 2024 | £19k | £30k | £100 | £11k | — | — | 2 |
Current ratio1.83Current assets ÷ creditors within one year
Cash per employee£87kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £82,242 at 31 October 2025
- Net assets up 10% or more on the prior period+331.8% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 1.83
- Cash at bank of £50,000 or moreCash £173,543
- Incorporated two to five years agoIncorporated 30 September 2023
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 353 days
- Next accounts duein 278 days
- Accounts period endNet assets £82k · small accounts
- Accounts period endNet assets £19k · small accounts
- Incorporated
08
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- MILLSIDE CAPITAL FINANCE LIMITEDChester · inc. Aug 2023
- OUTSOURCE PAY GENIE LTDLiverpool · inc. Nov 2023
- APG SECURITY TRUSTEE LIMITEDLiverpool · inc. Jul 2023
- ATELIER WEALTH LTDLiverpool · inc. Dec 2023
All companies incorporated on 30 September 2023 · in Sept 2023.
09
Reminders for FACTOR FINANCIAL PLANNING LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.