£1.76m
1 period on recordActive15682711Private limited companyLondon
PENSIONPAY LIMITED
Significant control: James Alexander Watt (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
PENSIONPAY LIMITED is an active private limited company (company number 15682711) incorporated on 26 April 2024, registered in London. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 December 2024, showing net assets of £1.76m and cash of £348k, with 4 employees on average.
Peer position · net assets
By net assets it sits in the top quarter of 4,597 comparable companies in London (median £3,301, upper quartile £114k).
02
Ownership and control
- Mr James Alexander Watt
- owns 25–50% of shares
- holds 25–50% of voting rights
- Lee Cullinane
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- Xenfin Capital Ltd
- owns 75–100% of shares
- holds 75–100% of voting rights
- Arda Trade Ag
- owns 75–100% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 26 April 20242 yrs ago
- Next accounts due
- 30 September 202627 days overdue
- Confirmation statement due
- 10 May 2027in 195 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£348k
1 period on recordNot reported
4
1 period on record| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2024 | £1.76m | £348k | £1.18m | £63k | — | — | 4 |
Current ratio24.37Current assets ÷ creditors within one year
Cash per employee£87kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £1,761,720 at 31 December 2024
- Current assets at least 1.5× creditors within one yearCurrent ratio 24.37
- Cash at bank of £50,000 or moreCash £348,477
- Incorporated two to five years agoIncorporated 26 April 2024
- Accounts past their due dateDue 30 September 2026
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 195 days
- Next accounts due27 days overdue
- Accounts period endNet assets £1.76m · small accounts
- Incorporated
08
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All companies incorporated on 26 April 2024 · in Apr 2024.
09
Reminders for PENSIONPAY LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.