−£281k
vs May 2024Active03895570Private limited companyNorthampton
A C FINANCIAL LTD
Significant control: Stephen John Charles (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does A C Financial Ltd sell?
Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
A C FINANCIAL LTD is an active private limited company (company number 03895570) incorporated on 16 December 1999, registered in Northampton. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest micro accounts cover the period ending 31 May 2025, showing net assets of −£281k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 4% on the prior period (−£271k).
Peer position · net assets
By net assets it sits in the bottom quarter of 156 comparable companies in Northampton (median £4,993, upper quartile £81k).
02
Ownership and control
- Mr Stephen John Charles
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 16 December 199926 yrs ago
- Next accounts due
- 28 February 2027in 126 days
- Confirmation statement due
- 30 December 2026in 66 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
2
No changevs May 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 May 2025 | −£281k | — | — | — | — | — | 2 |
| 31 May 2024 | −£271k | — | — | — | — | — | 2 |
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets below zeroNet assets £-281,305 at 31 May 2025
- Incorporated five or more years agoIncorporated 16 December 1999
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 126 days
- Confirmation statement duein 66 days
- Accounts period endNet liabilities £281k · micro accounts
- Accounts period endNet liabilities £271k · micro accounts
- Incorporated
08
Similar companies in Northampton
- FINANCIAL CONTROL (CONSULTANTS) LIMITEDKettering · inc. Oct 1999
- BEST 4 U MORTGAGES LTDKettering · inc. Oct 1999
- ISA-ONLINE LIMITEDKettering · inc. Aug 1998
- HANOVER CONSULTING (INVESTMENT) LIMITEDKettering · inc. Aug 2001
- SUPERCAPITAL LTDNorthampton · inc. Oct 2001
- WEATHERBYS BANK (NOMINEES) LIMITEDNorthamptonshire · inc. Feb 2002
All companies incorporated on 16 December 1999 · in Dec 1999.
09
Reminders for A C FINANCIAL LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.