£139k
+17%vs Aug 2024Active - Proposal to Strike off04552963Private limited companyWatford
PERSONAL FINANCIAL SOLUTIONS LTD.
Significant control: Kalon Financial Ltd (75–100%)
Proposal to strike offThe registrar has published a notice proposing to remove this company from the register. Unless the cause is dealt with or an objection is upheld, it can be dissolved. Status as shown on the Companies House register at 31 August 2026; it may have changed since. Check the live record.
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
PERSONAL FINANCIAL SOLUTIONS LTD. is an active (proposal to strike off) private limited company (company number 04552963) incorporated on 3 October 2002, registered in Watford. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 August 2025, showing net assets of £139k and cash of £9,398, with 6 employees on average. Net assets rose 17% on the prior period (£118k).
Peer position · net assets
By net assets it sits in the top quarter of 1,892 comparable companies in Greater London (median £7,424, upper quartile £72k).
02
Ownership and control
- Kalon Financial Ltd
- owns 75–100% of shares
- Mr John Edward Purcell
- owns 25–50% of shares
- holds 25–50% of voting rights
- has significant influence or control
- Mr Jonathon Leigh Hardie
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Stephen Kenneth Roper
- owns 25–50% of shares
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 3 October 200224 yrs ago
- Next accounts due
- 31 May 2027in 216 days
- Confirmation statement due
- 17 October 2027in 355 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£9,398
−94%vs Aug 2024Not reported
6
No changevs Aug 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 August 2025 | £139k | £9,398 | £135k | £6,064 | — | — | 6 |
| 31 August 2024 | £118k | £159k | £15k | £68k | — | — | 6 |
Current ratio23.86Current assets ÷ creditors within one year
Cash per employee£1,566Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £138,633 at 31 August 2025
- Net assets up 10% or more on the prior period+17.1% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 23.86
- Incorporated five or more years agoIncorporated 3 October 2002
- Register status is not ActiveActive - Proposal to Strike off
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 355 days
- Next accounts duein 216 days
- Accounts period endNet assets £139k · small accounts
- Accounts period endNet assets £118k · small accounts
- Incorporated
08
Similar companies in Greater London
- PETER NEAL FINANCIAL PLANNING LIMITEDKent · inc. Oct 2002
- COMMERCIAL 1 LIMITEDSwanley Village · inc. Oct 2002
- JACOBS SASSOON LIMITEDIlford · inc. Sept 2002
- SHAIVITES LTDHounslow · inc. Sept 2002
- IROKO SECURITIES LIMITEDHampton · inc. Sept 2002
- FINANCIAL AIMS LTDSwanley Village · inc. Oct 2002
All companies incorporated on 3 October 2002 · in Oct 2002.
09
Reminders for PERSONAL FINANCIAL SOLUTIONS LTD.
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