£59k
−4%vs May 2024Active05124976Private limited companyColchester
MORTGAGE STEPS LIMITED
Significant control: Karen Lynn Minter (25–50%), Michael Spencer Minter (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
MORTGAGE STEPS LIMITED is an active private limited company (company number 05124976) incorporated on 11 May 2004, registered in Colchester. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 May 2025, showing net assets of £59k and cash of £65k, with 1 employee on average. Net assets fell 4% on the prior period (£61k).
Peer position · net assets
By net assets it sits in the upper half of 638 comparable companies in Essex (median £8,016, upper quartile £62k).
02
Ownership and control
- Mrs Karen Lynn Minter
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Michael Spencer Minter
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 11 May 200422 yrs ago
- Next accounts due
- 28 February 2027in 125 days
- Confirmation statement due
- 25 May 2027in 211 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£65k
−4%vs May 2024Not reported
1
No changevs May 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 May 2025 | £59k | £65k | — | £6,384 | — | — | 1 |
| 31 May 2024 | £61k | £68k | — | £7,089 | — | — | 1 |
Current ratio10.19Current assets ÷ creditors within one year
Cash per employee£65kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £58,683 at 31 May 2025
- Current assets at least 1.5× creditors within one yearCurrent ratio 10.19
- Cash at bank of £50,000 or moreCash £65,067
- Incorporated five or more years agoIncorporated 11 May 2004
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 211 days
- Next accounts duein 125 days
- Accounts period endNet assets £59k · small accounts
- Accounts period endNet assets £61k · small accounts
- Incorporated
08
Similar companies in Essex
- MORTGAGE 4 LIMITEDSpellbrook · inc. Jun 2004
- CLEAR IFA LIMITEDBillericay · inc. Mar 2004
- FINANCE ONE LIMITEDOngar · inc. Jul 2004
- FASTRENT LTDColchester · inc. Feb 2004
- HLSFM LIMITEDIngatestone · inc. Jul 2004
- LANDGUARD HOLDINGS LIMITEDHarwich · inc. Aug 2004
All companies incorporated on 11 May 2004 · in May 2004.
09
Reminders for MORTGAGE STEPS LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.