£198k
+7%vs Nov 2024Active07443342Private limited companySandbach
OPAL FINANCIALS LTD
Significant control: Steven James Hodgkiss (25–50%), Carl Malcom Dutton (25–50%) and 1 more
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Opal Financials Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
OPAL FINANCIALS LTD is an active private limited company (company number 07443342) incorporated on 18 November 2010, registered in Sandbach. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest abridged accounts cover the period ending 30 November 2025, showing net assets of £198k and cash of £56k, with 15 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 7% on the prior period (£185k).
Peer position · net assets
By net assets it sits in the top quarter of 576 comparable companies in Other (median £4,304, upper quartile £29k).
02
Ownership and control
- Mr Steven James Hodgkiss
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Carl Malcom Dutton
- owns 25–50% of shares
- holds 25–50% of voting rights
- Ms Emma Louise Hodgson
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 18 November 201015 yrs ago
- Next accounts due
- 30 August 2027in 310 days
- Confirmation statement due
- 2 December 2026in 39 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£56k
−53%vs Nov 2024Not disclosed
15
−12%vs Nov 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2025 | £198k | £56k | £226k | £101k | — | — | 15 |
| 30 November 2024 | £185k | £119k | £207k | £136k | — | — | 17 |
Current ratio2.78Current assets ÷ creditors within one year
Cash per employee£3,716Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £197,612 at 30 November 2025
- Current assets at least 1.5× creditors within one yearCurrent ratio 2.78
- Cash at bank of £50,000 or moreCash £55,742
- Incorporated five or more years agoIncorporated 18 November 2010
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 310 days
- Confirmation statement duein 39 days
- Accounts period endNet assets £198k · abridged accounts
- Accounts period endNet assets £185k · abridged accounts
- Incorporated
08
Similar companies in the UK
- WESTLABY LTDLincoln · inc. Dec 2010
- THE TS COMPANY LONDON LIMITEDExeter · inc. Sept 2010
- MAB (SOUTH WEST) LTDBournemouth · inc. Feb 2011
- BROKER DEVELOPMENT LIMITEDPeterborough · inc. May 2011
- CHARTERBANK CAPITAL LIMITEDIlminster · inc. Jul 2011
- LEWIS TILL LIMITEDChristchurch · inc. Sept 2011
All companies incorporated on 18 November 2010 · in Nov 2010.
09
Reminders for OPAL FINANCIALS LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.