−£1.02m
vs Oct 2024Active08738775Private limited companyLondon
CREDIT4 LIMITED
Significant control: David Cleland Maxwell (25–50%), Gary Keith Trott (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Credit4 Limited sell?
Registered activity: Other credit granting n.e.c. (SIC 64929). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
CREDIT4 LIMITED is an active private limited company (company number 08738775) incorporated on 18 October 2013, registered in London. Its registered activity is other credit granting n.e.c. (SIC 64929). Latest small accounts cover the period ending 31 October 2025, showing net assets of −£1.02m and cash of £159k, with 10 employees on average. Net assets rose 10% on the prior period (−£1.12m).
Peer position · net assets
By net assets it sits in the bottom quarter of 291 comparable companies in London (median £46k, upper quartile £1.26m).
02
Ownership and control
- Mr David Cleland Maxwell
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Gary Keith Trott
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 18 October 201313 yrs ago
- Next accounts due
- 31 July 2027in 280 days
- Confirmation statement due
- 1 November 2026in 8 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64929
- Other credit granting n.e.c.
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£159k
+70%vs Oct 2024Not reported
10
No changevs Oct 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 October 2025 | −£1.02m | £159k | £6.46m | £2.72m | — | — | 10 |
| 31 October 2024 | −£1.12m | £93k | £4.94m | £2.53m | — | — | 10 |
Current ratio3.96Current assets ÷ creditors within one year
Cash per employee£16kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-1,017,114 at 31 October 2025
- Current assets at least 1.5× creditors within one yearCurrent ratio 3.96
- Cash at bank of £50,000 or moreCash £159,054
- Incorporated five or more years agoIncorporated 18 October 2013
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 280 days
- Confirmation statement duein 8 days
- Accounts period endNet liabilities £1.02m · small accounts
- Accounts period endNet liabilities £1.12m · small accounts
- Incorporated
08
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- SCHNEIDER FINANCIAL SOLUTIONS LIMITEDLondon · inc. Aug 2013
- WTB UK SPV NO 1 LTDLondon · inc. Aug 2013
All companies incorporated on 18 October 2013 · in Oct 2013.
09
Reminders for CREDIT4 LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.