−£14k
vs Mar 2024Active09506661Private limited companyCarlisle
CREDIT EXPERT LTD
Significant control: Caledonian Consumer Finance Ltd (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Credit Expert Ltd sell?
Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
CREDIT EXPERT LTD is an active private limited company (company number 09506661) incorporated on 24 March 2015, registered in Carlisle. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest abridged accounts cover the period ending 31 March 2025, showing net assets of −£14k and cash of £1,435, with 0 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 391% on the prior period (−£2,914).
Peer position · net assets
By net assets it sits in the bottom quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).
02
Ownership and control
- Caledonian Consumer Finance Ltd
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- can appoint or remove directors
- Mr. Hitenkumar Bhikhubhai Patel
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 24 March 201511 yrs ago
- Next accounts due
- 31 December 2026in 67 days
- Confirmation statement due
- 7 April 2027in 164 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- SIC 99999
- Dormant Company
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£1,435
+49%vs Mar 2024Not disclosed
0
vs Mar 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | −£14k | £1,435 | £1,000 | £23k | — | — | 0 |
| 31 March 2024 | −£2,914 | £961 | £1,000 | £4,875 | — | — | 0 |
Current ratio0.11Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-14,316 at 31 March 2025
- Net assets down 25% or more on the prior period-391.3% vs prior period
- Current assets below creditors within one yearCurrent ratio 0.11
- Incorporated five or more years agoIncorporated 24 March 2015
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 164 days
- Next accounts duein 67 days
- Accounts period endNet liabilities £14k · abridged accounts
- Accounts period endNet liabilities £2,914 · abridged accounts
- Incorporated
08
Similar companies in the UK
- WESTFIELD CONSULTANCY LIMITEDFalkirk · inc. Mar 2015
- RAINEY CONSULTANTS LTDTorquay · inc. Mar 2015
- POLGEAR LIMITEDBournemouth · inc. Mar 2015
- PARTNER PARAPLANNERS LTDHull · inc. Mar 2015
- EXPRESS CAPITAL LIMITEDHull · inc. Mar 2015
- CENTRAL UNION RENEWABLES LTDCheltenham · inc. Apr 2015
All companies incorporated on 24 March 2015 · in Mar 2015.
09
Reminders for CREDIT EXPERT LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.