−£2,213
vs Nov 2024Active10480433Private limited companyLymm
JCM MORTGAGES LTD
Significant control: Joanne Carole Murray (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Jcm Mortgages Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
JCM MORTGAGES LTD is an active private limited company (company number 10480433) incorporated on 15 November 2016, registered in Lymm. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of −£2,213 and cash of £386, with 0 employees on average. Net assets rose 62% on the prior period (−£5,863). Across the last 3 periods on record the net-asset trend is rising.
Peer position · net assets
By net assets it sits in the bottom quarter of 192 comparable companies in Manchester (median £2,952, upper quartile £23k).
02
Ownership and control
- Mrs Joanne Carole Murray
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 15 November 20169 yrs ago
- Next accounts due
- 30 August 2027in 309 days
- Confirmation statement due
- 29 November 2026in 35 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£386
vs Nov 2024Not reported
0
vs Nov 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2025 | −£2,213 | £386 | £1,887 | £4,838 | — | — | 0 |
| 30 November 2024 | −£5,863 | −£1,106 | £1,912 | £4,966 | — | — | -1 |
| 30 November 2023 | −£7,119 | −£279 | £1,822 | £6,443 | — | — | -1 |
Current ratio0.47Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-2,213 at 30 November 2025
- Net assets up 10% or more on the prior period+62.3% vs prior period
- Current assets below creditors within one yearCurrent ratio 0.47
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 15 November 2016
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 309 days
- Confirmation statement duein 35 days
- Accounts period endNet liabilities £2,213 · small accounts
- Accounts period endNet liabilities £5,863 · small accounts
- Accounts period endNet liabilities £7,119 · small accounts
- Incorporated
08
Similar companies in Manchester
- MORTGAGE ADVICE PEOPLE LTDSt. Helens · inc. Oct 2016
- WALSH FINANCIAL SERVICES LTDBolton · inc. Dec 2016
- LIFETIME MORTGAGES UK LIMITEDAppleton · inc. Mar 2017
- CHORLTON MORTGAGE HUB LIMITEDStockport · inc. Mar 2017
- CRAIGHAMMOND LIMITEDStockport · inc. Jun 2016
- GECKO MORTGAGE BROKERS LTDMacclesfield · inc. Apr 2017
All companies incorporated on 15 November 2016 · in Nov 2016.
09
Reminders for JCM MORTGAGES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.