£8,607
+791%vs Jul 2024Active10871707Private limited companyLightwater
XCEL FINANCE LTD
Significant control: James Aled Lloyd (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Xcel Finance Ltd sell?
Registered activity: Activities auxiliary to financial intermediation n.e.c. (SIC 66190). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
XCEL FINANCE LTD is an active private limited company (company number 10871707) incorporated on 18 July 2017, registered in Lightwater. Its registered activity is activities auxiliary to financial intermediation n.e.c. (SIC 66190). Latest micro accounts cover the period ending 31 July 2025, showing net assets of £8,607, with 1 employee on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 791% on the prior period (£966).
Peer position · net assets
By net assets it sits in the upper half of 142 comparable companies in Surrey (median £4,135, upper quartile £56k).
02
Ownership and control
- Mr James Aled Lloyd
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 18 July 20179 yrs ago
- Next accounts due
- 30 April 2027in 187 days
- Confirmation statement due
- 1 August 2027in 280 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 66190
- Activities auxiliary to financial intermediation n.e.c.
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
1
No changevs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | £8,607 | — | — | £27k | — | — | 1 |
| 31 July 2024 | £966 | — | — | £35k | — | — | 1 |
Current ratio1.72Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets above zeroNet assets £8,607 at 31 July 2025
- Net assets up 10% or more on the prior period+791.0% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 1.72
- Incorporated five or more years agoIncorporated 18 July 2017
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 280 days
- Next accounts duein 187 days
- Accounts period endNet assets £8,607 · micro accounts
- Accounts period endNet assets £966 · micro accounts
- Incorporated
08
Similar companies in Surrey
- BRIGHT SQUARE PENSIONS LIMITEDHorsham · inc. Jul 2017
- LYNOLYN LIMITEDBurgess Hill · inc. Jun 2017
- BIBUNKER LTDGodalming · inc. Sept 2017
- HAMILTON BROWN CAPITAL LTDWoking · inc. May 2017
- VENTRIS INVESTMENT PROMOTERS LTDHorsham · inc. Nov 2017
- MY MORTGAGE MATTERS LIMITEDAldershot · inc. Dec 2017
All companies incorporated on 18 July 2017 · in Jul 2017.
09
Reminders for XCEL FINANCE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.