−£281
−243%vs Mar 2024Active11635375Private limited companyLondon
FIRM WATERS CONSULTING LTD
Significant control: Raman Romi Pal (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Firm Waters Consulting Ltd sell?
Registered activity: Life insurance (SIC 65110). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
FIRM WATERS CONSULTING LTD is an active private limited company (company number 11635375) incorporated on 22 October 2018, registered in London. Its registered activity is life insurance (SIC 65110). Latest abridged accounts cover the period ending 31 March 2025, showing net assets of −£281 and cash of £5,260, with 4 employees on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 243% on the prior period (£196).
Peer position · net assets
By net assets it sits in the bottom quarter of 60 comparable companies in London (median £20k, upper quartile £104k).
02
Ownership and control
- Mr Raman Romi Pal
- owns 75–100% of shares
- Mrs Minni Pal
- owns 25–50% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 22 October 20188 yrs ago
- Next accounts due
- 31 December 2026in 64 days
- Confirmation statement due
- 5 November 2026in 8 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 65110
- Life insurance
- SIC 65300
- Pension funding
- SIC 66220
- Activities of insurance agents and brokers
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£5,260
−44%vs Mar 2024Not disclosed
4
No changevs Mar 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | −£281 | £5,260 | £50k | — | — | — | 4 |
| 31 March 2024 | £196 | £9,335 | £62k | — | — | — | 4 |
Cash per employee£1,315Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-281 at 31 March 2025
- Net assets down 25% or more on the prior period-243.4% vs prior period
- Incorporated five or more years agoIncorporated 22 October 2018
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 64 days
- Confirmation statement duein 8 days
- Accounts period endNet liabilities £281 · abridged accounts
- Accounts period endNet assets £196 · abridged accounts
- Incorporated
08
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All companies incorporated on 22 October 2018 · in Oct 2018.
09
Reminders for FIRM WATERS CONSULTING LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.