Active11963375Private limited companyNorwich

GEM LENDING LIMITED

Significant control: Joanna Mace (25–50%), Graham Edward Mace (50–75%)

Companies HouseCompanies House

From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms

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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.

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01

Summary

Generated from filed data · no estimates

GEM LENDING LIMITED is an active private limited company (company number 11963375) incorporated on 25 April 2019, registered in Norwich. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 30 April 2026, showing net assets of −£4,834 and cash of £2,080, with 2 employees on average. Net assets rose 60% on the prior period (−£12k). Across the last 3 periods on record the net-asset trend is volatile.

Peer position · net assets

By net assets it sits in the bottom quarter of 2,831 comparable companies in Other (median £11k, upper quartile £75k).

02

Ownership and control

2 active
  • Mrs Joanna Mace
    Individual · since 25 April 2019
    • owns 25–50% of shares
    • holds 25–50% of voting rights
  • Mr Graham Edward Mace
    Individual · since 25 April 2019
    • owns 50–75% of shares
    • holds 50–75% of voting rights

Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.

03

Key dates

Incorporated
25 April 20197 yrs ago
Next accounts due
30 January 2028in 463 days
Confirmation statement due
9 May 2027in 197 days

Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.

04

Activity

SIC 64999
Financial intermediation not elsewhere classified
Accounts type
Total Exemption Full
Size band
MicroCompanies Act thresholds
05

Financials

3 periods on record · latest ending 30 April 2026
Net assets
−£4,834
vs Apr 2025
Cash at bank
£2,080
−17%vs Apr 2025
Turnover
Not reported
Employees
2
No changevs Apr 2025
Net assets
−£4,834
Cash at bank
£2,080
Average employees
2
Filed accounts by period, newest first
Period endNet assetsCashDebtorsCreditors <1yTurnoverProfitEmployees
30 April 2026−£4,834£2,080£75k———2
30 April 2025−£12k£2,499£67k———2
30 April 2024−£8,091£633£122k———2
Cash per employee£1,040Cash ÷ average employees

Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.

06

Filing and accounts signals

Facts from the register · no rating
  • Net assets below zeroNet assets £-4,834 at 30 April 2026
  • Net assets up 10% or more on the prior period+59.9% vs prior period
  • Three or more accounting periods on record3 periods on record
  • Incorporated five or more years agoIncorporated 25 April 2019

Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.

07

Timeline

Newest first
  1. Next accounts duein 463 days
  2. Confirmation statement duein 197 days
  3. Accounts period endNet liabilities £4,834 · small accounts
  4. Accounts period endNet liabilities £12k · small accounts
  5. Accounts period endNet liabilities £8,091 · small accounts
  6. Incorporated
08

Similar companies in the UK

Same activity (financial intermediation not elsewhere classified), closest in incorporation date
09

Reminders for GEM LENDING LIMITED

Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.

Source: Companies House register, snapshot 2026-08-31; accounts from the Companies House accounts data product. Open Government Licence v3.0. View on Companies House. Methodology · About · Markdown.