£514k
+276%vs Jul 2024Active12106598Private limited companyHayes
GALAXY FINANCE LTD
Significant control: Ashwinder Kaur Sachdeva (25–50%), Charanjit Singh Grover (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
Watch this company
Get an email when Companies House records a change for Galaxy Finance Ltd: status, filings, accounts, officers or owners. Free.
Not live yet: alerts start by 15 December 2026. We store your email and this company number only, for these alerts. If alerts don’t launch, we tell you and delete your address. Privacy
Coming soon · product and service lists
What does Galaxy Finance Ltd sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
One email, only about this. If we don’t launch within 60 days we’ll tell you. Privacy
01
Summary
GALAXY FINANCE LTD is an active private limited company (company number 12106598) incorporated on 16 July 2019, registered in Hayes. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 31 July 2025, showing net assets of £514k and cash of £690k, with 6 employees on average. Net assets rose 276% on the prior period (£137k).
Peer position · net assets
By net assets it sits in the upper half of 75 comparable companies in Greater London (median £145k, upper quartile £761k).
02
Ownership and control
- Mrs Ashwinder Kaur Sachdeva
- owns 25–50% of shares
- can appoint or remove directors
- Mr Charanjit Singh Grover
- owns 25–50% of shares
- Mr Charanjit Singh Grover
- has significant influence or control
- Mr Paramjit Singh Grover
- owns 25–50% of shares
- Mr Paramjit Singh Grover
- owns 25–50% of shares
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 16 July 20197 yrs ago
- Next accounts due
- 30 April 2027in 185 days
- Confirmation statement due
- 30 July 2027in 276 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- SIC 64922
- Activities of mortgage finance companies
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£690k
+324%vs Jul 2024Not reported
6
+20%vs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | £514k | £690k | £7.87m | £424k | — | — | 6 |
| 31 July 2024 | £137k | £163k | £2.64m | £85k | — | — | 5 |
Current ratio20.19Current assets ÷ creditors within one year
Cash per employee£115kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £513,798 at 31 July 2025
- Net assets up 10% or more on the prior period+276.0% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 20.19
- Cash at bank of £50,000 or moreCash £690,374
- Incorporated five or more years agoIncorporated 16 July 2019
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 276 days
- Next accounts duein 185 days
- Accounts period endNet assets £514k · small accounts
- Accounts period endNet assets £137k · small accounts
- Incorporated
08
Similar companies in Greater London
- CAPPARD FINANCE LIMITEDPinner · inc. Jul 2019
- DEVELOPMENT FINANCE (MARYLEBONE) LIMITEDLoughton · inc. May 2019
- CONSTRUCTION FINANCE LIMITEDLoughton · inc. Mar 2019
- FINCHLEY LENDING SOLUTIONS LIMITEDLoughton · inc. Oct 2018
- FIRST FINANCE LONDON LIMITEDHarrow · inc. Sept 2018
- NOBLE FUTURE LAND INVESTMENT LTDRuislip · inc. Jun 2020
All companies incorporated on 16 July 2019 · in Jul 2019.
09
Reminders for GALAXY FINANCE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.