£4,265
−63%vs Sept 2024Active12226591Private limited companyBerwick-Upon-Tweed
CUTTING EDGE MORTGAGES LTD
Significant control: Rebecca Jane Wilkins (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Cutting Edge Mortgages Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
CUTTING EDGE MORTGAGES LTD is an active private limited company (company number 12226591) incorporated on 25 September 2019, registered in Berwick-Upon-Tweed. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 September 2025, showing net assets of £4,265 and cash of £57k, with 5 employees on average. Net assets fell 63% on the prior period (£11k).
Peer position · net assets
By net assets it sits in the lower half of 576 comparable companies in Other (median £4,304, upper quartile £29k).
02
Ownership and control
- Mrs Rebecca Jane Wilkins
- owns 75–100% of shares
- holds 75–100% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 25 September 20197 yrs ago
- Next accounts due
- 30 June 2027in 246 days
- Confirmation statement due
- 9 October 2027in 347 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£57k
+52%vs Sept 2024Not reported
5
No changevs Sept 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 September 2025 | £4,265 | £57k | — | £15k | — | — | 5 |
| 30 September 2024 | £11k | £37k | — | £10k | — | — | 5 |
Current ratio3.76Current assets ÷ creditors within one year
Cash per employee£11kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £4,265 at 30 September 2025
- Net assets down 25% or more on the prior period-62.8% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 3.76
- Cash at bank of £50,000 or moreCash £56,626
- Incorporated five or more years agoIncorporated 25 September 2019
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 347 days
- Next accounts duein 246 days
- Accounts period endNet assets £4,265 · small accounts
- Accounts period endNet assets £11k · small accounts
- Incorporated
08
Similar companies in the UK
- WILSON & CO MORTGAGE SERVICES LTDPeterborough · inc. Sept 2019
- JIGSAW MORTGAGES FELIXSTOWE LTDFelixstowe · inc. Sept 2019
- CHESHIRE FINANCIAL & FAMILY SERVICES LIMITEDMoreton Cum Alcumlow · inc. Sept 2019
- A REED LTDKnaresborough · inc. Sept 2019
- MOLLY-JO MORTGAGES LTDNorwich · inc. Oct 2019
- SIMPLY MORTGAGES AND PROTECTION LTDStafford · inc. Oct 2019
All companies incorporated on 25 September 2019 · in Sept 2019.
09
Reminders for CUTTING EDGE MORTGAGES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.