−£40k
vs Jan 2025Active12430457Private limited companyUxbridge
PAYDAY LOANS LTD
Significant control: Andrew Cooper (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
Coming soon · product and service lists
What does Payday Loans Ltd sell?
Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
One email, only about this. If we don’t launch within 60 days we’ll tell you. Privacy
01
Summary
PAYDAY LOANS LTD is an active private limited company (company number 12430457) incorporated on 28 January 2020, registered in Uxbridge. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 January 2026, showing net assets of −£40k and cash of £19k, with 1 employee on average. Net assets fell 253% on the prior period (−£11k). Across the last 3 periods on record the net-asset trend is falling.
Peer position · net assets
By net assets it sits in the bottom quarter of 1,892 comparable companies in Greater London (median £7,424, upper quartile £72k).
02
Ownership and control
- Mr Andrew Cooper
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 28 January 20206 yrs ago
- Next accounts due
- 31 October 2027in 373 days
- Confirmation statement due
- 11 February 2027in 111 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£19k
−81%vs Jan 2025Not reported
1
No changevs Jan 2025| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 January 2026 | −£40k | £19k | £0 | — | — | — | 1 |
| 31 January 2025 | −£11k | £98k | £1 | — | — | — | 1 |
| 31 January 2024 | £4,487 | £68k | £1 | — | — | — | 1 |
Cash per employee£19kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-39,740 at 31 January 2026
- Net assets down 25% or more on the prior period-253.2% vs prior period
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 28 January 2020
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 373 days
- Confirmation statement duein 111 days
- Accounts period endNet liabilities £40k · small accounts
- Accounts period endNet liabilities £11k · small accounts
- Accounts period endNet assets £4,487 · small accounts
- Incorporated
08
Similar companies in Greater London
- TRANSPARENT SPECIALIST FINANCE LIMITEDKings Langley · inc. Jan 2020
- PPP INTERNATIONAL CONSULTANTS LTDBromley · inc. Jan 2020
- TAIMOOR SHAH SERVICES LTDHarrow · inc. Jan 2020
- REVIVE FINANCE LIMITEDShepperton · inc. Jan 2020
- MEANINGFUL FINANCIAL PLANNING LTDWest Wickham · inc. Jan 2020
- OSPREY WEALTH MANAGEMENT LIMITEDWarlingham · inc. Jan 2020
All companies incorporated on 28 January 2020 · in Jan 2020.
09
Reminders for PAYDAY LOANS LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.