£3,182
−51%vs Nov 2024Active13016486Private limited companyCoventry
WATERS RISK SERVICES LTD
Significant control: Melissa Louise Waters (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Waters Risk Services Ltd sell?
Registered activity: Activities of insurance agents and brokers (SIC 66220). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
WATERS RISK SERVICES LTD is an active private limited company (company number 13016486) incorporated on 13 November 2020, registered in Coventry. Its registered activity is activities of insurance agents and brokers (SIC 66220). Latest abridged accounts cover the period ending 30 November 2025, showing net assets of £3,182 and cash of £3,634, with 1 employee on average. As abridged accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 51% on the prior period (£6,456). Across the last 3 periods on record the net-asset trend is falling.
Peer position · net assets
By net assets it sits in the lower half of 59 comparable companies in Coventry (median £18k, upper quartile £138k).
02
Ownership and control
- Mrs Melissa Louise Waters
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 13 November 20205 yrs ago
- Next accounts due
- 30 August 2027in 310 days
- Confirmation statement due
- 27 November 2026in 34 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 66220
- Activities of insurance agents and brokers
- Accounts type
- Unaudited Abridged
- Size band
- MicroCompanies Act thresholds
05
Financials
£3,634
−65%vs Nov 2024Not disclosed
1
No changevs Nov 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2025 | £3,182 | £3,634 | £8,861 | £9,588 | — | — | 1 |
| 30 November 2024 | £6,456 | £10k | £8,378 | £13k | — | — | 1 |
| 30 November 2023 | £8,169 | £5,230 | £14k | £11k | — | — | 1 |
Current ratio1.3Current assets ÷ creditors within one year
Cash per employee£3,634Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £3,182 at 30 November 2025
- Net assets down 25% or more on the prior period-50.7% vs prior period
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 13 November 2020
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 310 days
- Confirmation statement duein 34 days
- Accounts period endNet assets £3,182 · abridged accounts
- Accounts period endNet assets £6,456 · abridged accounts
- Accounts period endNet assets £8,169 · abridged accounts
- Incorporated
08
Similar companies in Coventry
- KYRO FINANCIAL SERVICES LIMITEDCoventry · inc. Feb 2021
- L & K INSURE LTDCoventry · inc. Jul 2020
- COVENTRY & WARWICKSHIRE INSURANCE BROKERS LIMITEDCoventry · inc. Aug 2021
- EXCHEQUER WILLS & ESTATE PLANNING LIMITEDCoventry · inc. Oct 2021
- WEIWEI IP LTDKenilworth · inc. Nov 2021
- EXCHEQUER WEALTH MANAGEMENT LIMITEDCoventry · inc. Nov 2021
All companies incorporated on 13 November 2020 · in Nov 2020.
09
Reminders for WATERS RISK SERVICES LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.