Firmoscan
Active13404527Private limited companyOldbury

FIVE RIVERS MORTGAGES LTD

Significant control: Rakesh Kumar Bains (75–100%)

Companies HouseCompanies House

From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms

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What does Five Rivers Mortgages Ltd sell?

Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.

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01

Summary

Generated from filed data · no estimates

FIVE RIVERS MORTGAGES LTD is an active private limited company (company number 13404527) incorporated on 17 May 2021, registered in Oldbury. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 May 2025, showing net assets of £1,088, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets fell 68% on the prior period (£3,441).

Peer position · net assets

By net assets it sits in the lower half of 164 comparable companies in Birmingham (median £5,658, upper quartile £28k).

02

Ownership and control

1 active
  • Mr Rakesh Kumar Bains
    Individual · since 17 May 2021
    • owns 75–100% of shares
    • holds 75–100% of voting rights
    • can appoint or remove directors

Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.

03

Key dates

Incorporated
17 May 20215 yrs ago
Next accounts due
28 February 2027in 126 days
Confirmation statement due
31 May 2027in 218 days

Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.

04

Activity

SIC 64922
Activities of mortgage finance companies
SIC 66220
Activities of insurance agents and brokers
Accounts type
Micro Entity
Size band
MicroCompanies Act thresholds
05

Financials

2 periods on record · latest ending 31 May 2025
Net assets
£1,088
−68%vs May 2024
Cash at bank
Not reported
Turnover
Not disclosed
Employees
2
No changevs May 2024
Net assets
£1,088
Average employees
2
Filed accounts by period, newest first
Period endNet assetsCashDebtorsCreditors <1yTurnoverProfitEmployees
31 May 2025£1,088——£23k——2
31 May 2024£3,441——£28k——2
Current ratio1.05Current assets ÷ creditors within one year

Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.

06

Filing and accounts signals

Facts from the register · no rating
  • Net assets above zeroNet assets £1,088 at 31 May 2025
  • Net assets down 25% or more on the prior period-68.4% vs prior period
  • Incorporated five or more years agoIncorporated 17 May 2021

Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.

07

Timeline

Newest first
  1. Confirmation statement duein 218 days
  2. Next accounts duein 126 days
  3. Accounts period endNet assets £1,088 · micro accounts
  4. Accounts period endNet assets £3,441 · micro accounts
  5. Incorporated
08

Similar companies in Birmingham

Same activity (activities of mortgage finance companies), closest in incorporation date

All companies incorporated on 17 May 2021 · in May 2021.

09

Reminders for FIVE RIVERS MORTGAGES LTD

Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.

Source: Companies House register, snapshot 2026-08-31; accounts from the Companies House accounts data product. Open Government Licence v3.0. View on Companies House. Methodology · About · Markdown.

This information comes from public filings and our automated processing of them. It may contain errors, be incomplete or be out of date, and is not advice or a credit reference. Check the official record before relying on it. Terms · Privacy · Report an error (corrected within one working day).