£31k
vs Jun 2024Active14965151Private limited companyCwmbran
FEAR FINANCIAL LTD
Significant control: Leigh Rowland (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Fear Financial Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
FEAR FINANCIAL LTD is an active private limited company (company number 14965151) incorporated on 27 June 2023, registered in Cwmbran. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest micro accounts cover the period ending 31 December 2025, showing net assets of £31k, with 2 employees on average. As micro-entity accounts, no profit and loss account is filed, so turnover and profit are not public. Net assets rose 2713% on the prior period (−£1,196).
Peer position · net assets
By net assets it sits in the top quarter of 100 comparable companies in Cardiff (median £2,778, upper quartile £30k).
02
Ownership and control
- Mr Leigh Rowland
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Craig Skelton
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 27 June 20233 yrs ago
- Next accounts due
- 30 September 2027in 339 days
- Confirmation statement due
- 11 July 2027in 258 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Micro Entity
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not disclosed
2
Not reported the period before| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2025 | £31k | — | — | £49k | — | — | 2 |
| 30 June 2024 | −£1,196 | — | — | £1,305 | — | — | — |
Current ratio1.64Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing; micro-entity accounts contain no profit and loss account.
06
Filing and accounts signals
- Net assets above zeroNet assets £31,250 at 31 December 2025
- Net assets up 10% or more on the prior period+2712.9% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 1.64
- Incorporated two to five years agoIncorporated 27 June 2023
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 339 days
- Confirmation statement duein 258 days
- Accounts period endNet assets £31k · micro accounts
- Accounts period endNet liabilities £1,196 · micro accounts
- Incorporated
08
Similar companies in Cardiff
09
Reminders for FEAR FINANCIAL LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.