£257k
+286%vs Jul 2024Active14996682Private limited companyBlackpool
CONSTRUCTIVE ASSET FINANCE LTD
Significant control: Stephen John Crilley (25–50%), Andrew Mark Thrower (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
CONSTRUCTIVE ASSET FINANCE LTD is an active private limited company (company number 14996682) incorporated on 11 July 2023, registered in Blackpool. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 July 2025, showing net assets of £257k and cash of £219k, with 2 employees on average. Net assets rose 286% on the prior period (£67k).
Peer position · net assets
By net assets it sits in the top quarter of 321 comparable companies in Lancashire (median £11k, upper quartile £81k).
02
Ownership and control
- Mr Stephen John Crilley
- owns 25–50% of shares
- holds 25–50% of voting rights
- Andrew Mark Thrower
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 11 July 20233 yrs ago
- Next accounts due
- 30 April 2027in 188 days
- Confirmation statement due
- 25 July 2027in 274 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£219k
+1288%vs Jul 2024Not reported
2
No changevs Jul 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 July 2025 | £257k | £219k | £85k | £85k | — | £191k | 2 |
| 31 July 2024 | £67k | £16k | £74k | £20k | — | £66k | 2 |
| 10 July 2023 | — | — | — | — | — | — | — |
Current ratio3.59Current assets ÷ creditors within one year
Cash per employee£109kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £257,168 at 31 July 2025
- Net assets up 10% or more on the prior period+286.1% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 3.59
- Cash at bank of £50,000 or moreCash £218,794
- Three or more accounting periods on record3 periods on record
- Incorporated two to five years agoIncorporated 11 July 2023
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 274 days
- Next accounts duein 188 days
- Accounts period endNet assets £257k · small accounts
- Accounts period endNet assets £67k · small accounts
- Incorporated
- Accounts period end
08
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- PEARSON FINANCIAL PLANNING LIMITEDChorley · inc. Oct 2023
- FLOYD HOLDINGS LIMITEDBurnley · inc. Oct 2023
All companies incorporated on 11 July 2023 · in Jul 2023.
09
Reminders for CONSTRUCTIVE ASSET FINANCE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.