£618k
−31%vs Mar 2024ActiveSC501996Private limited companyEdinburgh
SAGE FINANCE LTD
Significant control: Jennifer Rose Barnes (25–50%), David John Barnes (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Sage Finance Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
SAGE FINANCE LTD is an active private limited company (company number SC501996) incorporated on 31 March 2015, registered in Edinburgh. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 March 2025, showing net assets of £618k, with 2 employees on average. Net assets fell 31% on the prior period (£895k).
Peer position · net assets
By net assets it sits in the top quarter of 3,560 comparable companies in the UK (median £4,704, upper quartile £28k).
02
Ownership and control
- Mrs Jennifer Rose Barnes
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr David John Barnes
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 31 March 201511 yrs ago
- Next accounts due
- 31 December 2026in 66 days
- Confirmation statement due
- 14 April 2027in 170 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
Not reported
Not reported
2
No changevs Mar 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 March 2025 | £618k | — | £695k | £77k | — | — | 2 |
| 31 March 2024 | £895k | £1,021 | £1.01m | £114k | — | — | 2 |
Current ratio9.06Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £618,115 at 31 March 2025
- Net assets down 25% or more on the prior period-30.9% vs prior period
- Current assets at least 1.5× creditors within one yearCurrent ratio 9.06
- Incorporated five or more years agoIncorporated 31 March 2015
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Confirmation statement duein 170 days
- Next accounts duein 66 days
- Accounts period endNet assets £618k · small accounts
- Accounts period endNet assets £895k · small accounts
- Incorporated
08
Similar companies in Edinburgh
- CHRIS NORTON LIMITEDEdinburgh · inc. Mar 2015
- TURQUOISE MONEY LTDLinlithgow · inc. Apr 2014
- PROSPER FINANCIAL PLANNING LTDBathgate · inc. May 2016
- GREENWELL FINANCIAL SERVICES LIMITEDEdinburgh · inc. Jun 2016
- CLEAR MORTGAGE SOLUTIONS LIMITEDEdinburgh · inc. Nov 2013
- STISI GROUP LTDDunbar · inc. Nov 2013
All companies incorporated on 31 March 2015 · in Mar 2015.
09
Reminders for SAGE FINANCE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.