£27k
−23%vs Nov 2024ActiveSC648401Private limited companyHamilton
THE MORTGAGE EXCHANGE LTD
Significant control: Maria Cuthbertson (50–75%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does The Mortgage Exchange Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
THE MORTGAGE EXCHANGE LTD is an active private limited company (company number SC648401) incorporated on 29 November 2019, registered in Hamilton. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 30 November 2025, showing net assets of £27k and cash of £13k, with 20 employees on average. Net assets fell 23% on the prior period (£35k). Across the last 3 periods on record the net-asset trend is falling.
Peer position · net assets
By net assets it sits in the top quarter of 87 comparable companies in Glasgow (median £3,230, upper quartile £16k).
02
Ownership and control
- Ms Maria Cuthbertson
- owns 50–75% of shares
- Ms Amanda Park
- owns 25–50% of shares
- Mr Garry Cowan
- owns 25–50% of shares
- holds 25–50% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 29 November 20196 yrs ago
- Next accounts due
- 30 August 2027in 309 days
- Confirmation statement due
- 13 December 2026in 49 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£13k
Not reported the period beforeNot reported
20
+43%vs Nov 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 30 November 2025 | £27k | £13k | £305k | — | — | — | 20 |
| 30 November 2024 | £35k | — | — | £186k | — | — | 14 |
| 30 November 2023 | £233k | — | — | £274k | — | — | 16 |
Cash per employee£657Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £27,081 at 30 November 2025
- Three or more accounting periods on record3 periods on record
- Incorporated five or more years agoIncorporated 29 November 2019
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 309 days
- Confirmation statement duein 49 days
- Accounts period endNet assets £27k · small accounts
- Accounts period endNet assets £35k · small accounts
- Accounts period endNet assets £233k · small accounts
- Incorporated
08
Similar companies in Glasgow
- BEN FINANCIAL SOLUTIONS LIMITEDGlasgow · inc. Nov 2019
- MORTGAGE SOURCING LIMITEDSkelmorlie, Ayrshire · inc. Nov 2019
- MORTGAGE INFORMATION BUREAU LTDPaisley · inc. Jan 2020
- SCM MORTGAGE LTDMotherwell · inc. Aug 2019
- MCILWRAITH MORTGAGE LTDAirdrie · inc. Aug 2019
- ZILA CONTRACTOR LTDGlasgow · inc. Aug 2019
All companies incorporated on 29 November 2019 · in Nov 2019.
09
Reminders for THE MORTGAGE EXCHANGE LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.