−£16k
vs Dec 2024Active11640058Private limited companySaltash
STEPEX LENDER LIMITED
Significant control: Step Exchange Ltd (75–100%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Stepex Lender Limited sell?
Registered activity: Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
STEPEX LENDER LIMITED is an active private limited company (company number 11640058) incorporated on 24 October 2018, registered in Saltash. Its registered activity is credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921). Latest small accounts cover the period ending 31 December 2025, showing net assets of −£16k and cash of £49k, with 0 employees on average. Net assets fell 20% on the prior period (−£14k).
Peer position · net assets
By net assets it sits in the bottom quarter of 85 comparable companies in Other (median £41k, upper quartile £639k).
02
Ownership and control
- Step Exchange Ltd
- owns 75–100% of shares
- holds 75–100% of voting rights
- can appoint or remove directors
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 24 October 20188 yrs ago
- Next accounts due
- 30 September 2027in 340 days
- Confirmation statement due
- 7 November 2026in 13 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64921
- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£49k
−61%vs Dec 2024Not reported
0
vs Dec 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2025 | −£16k | £49k | £173k | £239k | — | — | 0 |
| 31 December 2024 | −£14k | £125k | £84 | £139k | — | — | 0 |
Current ratio0.93Current assets ÷ creditors within one year
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets below zeroNet assets £-16,309 at 31 December 2025
- Current assets below creditors within one yearCurrent ratio 0.93
- Incorporated five or more years agoIncorporated 24 October 2018
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 340 days
- Confirmation statement duein 13 days
- Accounts period endNet liabilities £16k · small accounts
- Accounts period endNet liabilities £14k · small accounts
- Incorporated
08
Similar companies in the UK
- FULFORD FINANCE LIMITEDCongleton · inc. Sept 2018
- BLSG COE LIMITEDKing'S Lynn · inc. Aug 2018
- SCOTT MOTOR FINANCE LTDCarlisle · inc. Jan 2019
- STRETTON DEVELOPMENT FINANCE LIMITEDNantwich · inc. Aug 2018
- STRETTON BRIDGING LIMITEDNantwich · inc. Aug 2018
- BUNN HOLDINGS LIMITEDAttleborough · inc. Jul 2018
All companies incorporated on 24 October 2018 · in Oct 2018.
09
Reminders for STEPEX LENDER LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.