£429k
+8%vs Dec 2024Active12356654Private limited companyCardiff
GOBEAR LOANS LTD
Significant control: Mike Anthony Smith (25–50%), Mangel Robert Singh-Sually (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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What does Gobear Loans Ltd sell?
Registered activity: Activities of mortgage finance companies (SIC 64922). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
GOBEAR LOANS LTD is an active private limited company (company number 12356654) incorporated on 10 December 2019, registered in Cardiff. Its registered activity is activities of mortgage finance companies (SIC 64922). Latest small accounts cover the period ending 31 December 2025, showing net assets of £429k and cash of £381k, with 9 employees on average. Net assets rose 8% on the prior period (£396k).
Peer position · net assets
By net assets it sits in the top quarter of 100 comparable companies in Cardiff (median £2,778, upper quartile £30k).
02
Ownership and control
- Mr Mike Anthony Smith
- owns 25–50% of shares
- holds 25–50% of voting rights
- Mr Mangel Robert Singh-Sually
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 10 December 20196 yrs ago
- Next accounts due
- 30 September 2027in 341 days
- Confirmation statement due
- 24 December 2026in 61 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64922
- Activities of mortgage finance companies
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£381k
+17%vs Dec 2024Not reported
9
+29%vs Dec 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2025 | £429k | £381k | £100k | — | — | — | 9 |
| 31 December 2024 | £396k | £325k | £127k | — | — | — | 7 |
Cash per employee£42kCash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £428,646 at 31 December 2025
- Cash at bank of £50,000 or moreCash £381,145
- Incorporated five or more years agoIncorporated 10 December 2019
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 341 days
- Confirmation statement duein 61 days
- Accounts period endNet assets £429k · small accounts
- Accounts period endNet assets £396k · small accounts
- Incorporated
08
Similar companies in Cardiff
- PURE PROPERTY FINANCE LIMITEDCardiff · inc. Dec 2019
- PURE ADVISORY GROUP LTDCardiff · inc. Dec 2019
- PURE STRUCTURED FINANCE LTDCardiff · inc. Dec 2019
- AR MORTGAGE SOLUTIONS LTDCwmbran · inc. Nov 2019
- CLIFDEN MORTGAGE ADVISERS LIMITEDPenarth · inc. Jan 2020
- ETHOS FINANCIAL MANAGEMENT LTDNewport · inc. Nov 2019
All companies incorporated on 10 December 2019 · in Dec 2019.
09
Reminders for GOBEAR LOANS LTD
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.