£13
−100%vs Dec 2024ActiveSC583144Private limited companyInverness
CULBIN FINANCIAL SERVICES LIMITED
Significant control: James Duncan Stevenson Mcdonald (25–50%), Lisa Ann Thomson (25–50%)
From public filings as at 31 Aug 2026; may contain errors or be out of date. Verify at Companies House · Terms
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Registered activity: Financial intermediation not elsewhere classified (SIC 64999). We’re building product and service lists for UK companies. Get this one when it’s ready.
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01
Summary
CULBIN FINANCIAL SERVICES LIMITED is an active private limited company (company number SC583144) incorporated on 5 December 2017, registered in Inverness. Its registered activity is financial intermediation not elsewhere classified (SIC 64999). Latest small accounts cover the period ending 31 December 2025, showing net assets of £13 and cash of £3,299, with 2 employees on average. Net assets fell 100% on the prior period (£2,838).
Peer position · net assets
By net assets it sits in the lower half of 2,831 comparable companies in Other (median £11k, upper quartile £75k).
02
Ownership and control
- Mr James Duncan Stevenson Mcdonald
- owns 25–50% of shares
- holds 25–50% of voting rights
- Ms Lisa Ann Thomson
- owns 25–50% of shares
- holds 25–50% of voting rights
Persons with significant control hold 25% or more of shares or voting rights. Smaller shareholdings are only listed in confirmation-statement documents. Directors and secretaries: see the officers list at Companies House.
03
Key dates
- Incorporated
- 5 December 20178 yrs ago
- Next accounts due
- 30 September 2027in 340 days
- Confirmation statement due
- 19 December 2026in 55 days
Due dates are expected from Companies House filing rules; confirm on the official register before relying on them.
04
Activity
- SIC 64999
- Financial intermediation not elsewhere classified
- Accounts type
- Total Exemption Full
- Size band
- MicroCompanies Act thresholds
05
Financials
£3,299
−51%vs Dec 2024Not reported
2
No changevs Dec 2024| Period end | Net assets | Cash | Debtors | Creditors <1y | Turnover | Profit | Employees |
|---|---|---|---|---|---|---|---|
| 31 December 2025 | £13 | £3,299 | £1,044 | £5,304 | — | — | 2 |
| 31 December 2024 | £2,838 | £6,761 | £1,070 | £6,845 | — | — | 2 |
Current ratio0.82Current assets ÷ creditors within one year
Cash per employee£1,650Cash ÷ average employees
Figures as filed in iXBRL accounts at Companies House. "—" means the line was not reported in that filing.
06
Filing and accounts signals
- Net assets above zeroNet assets £13 at 31 December 2025
- Net assets down 25% or more on the prior period-99.5% vs prior period
- Current assets below creditors within one yearCurrent ratio 0.82
- Incorporated five or more years agoIncorporated 5 December 2017
Neutral facts read from the register and filed accounts, each with its evidence. They are not a rating, a prediction or advice, and may be incomplete or out of date. How each signal is derived.
07
Timeline
- Next accounts duein 340 days
- Confirmation statement duein 55 days
- Accounts period endNet assets £13 · small accounts
- Accounts period endNet assets £2,838 · small accounts
- Incorporated
08
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- WHITEOAK MORTGAGES LTDWorcester · inc. Nov 2017
- RESONATE FINANCIAL PLANNING LTD.Northwich · inc. Dec 2017
- T R & K A LADDS LIMITEDBoston · inc. Dec 2017
All companies incorporated on 5 December 2017 · in Dec 2017.
09
Reminders for CULBIN FINANCIAL SERVICES LIMITED
Get an email before each filing deadline — accounts and confirmation statement — so nothing is late.